Privacy Policy

This Privacy Policy describes how Lavoro e Credito, accessible at https://www.lavoroecredito.com/, collects, uses, stores, and protects data from users who visit or interact with the website. Its purpose is to provide clarity and transparency regarding data handling and user rights.

1. Acceptance and Scope

By accessing and using the website, users acknowledge that they have read and understood this Privacy Policy and agree to the practices described herein. Users who disagree with any provision must discontinue use of the site.

2. Data Collection

2.1 Automatically collected information

During navigation, the website may automatically collect technical and statistical information, including:

– IP address
– Browser type and version
– Operating system and device type
– Pages visited and browsing paths
– Access times and session duration
– Referrer and traffic source
– Data collected through cookies, pixels, scripts, or similar technologies

These data do not directly identify users and are used for performance analysis, security, optimization, and improvement of the browsing experience.

2.2 Information voluntarily provided

Users may voluntarily provide personal information via direct communication channels. This may include:

– Name
– E-mail address
– Message content
– Additional information required to process a request

These data are used only for the purposes for which they were submitted.

3. Cookies and Tracking Technologies

Lavoro e Credito may use cookies and similar technologies to:

– Support and improve site navigation
– Store user preferences
– Collect usage and performance analytics
– Measure traffic and understand user behavior
– Display ads or personalized content, when applicable

Users may configure their browsers to restrict or block cookies; however, some portions of the website may not function correctly if cookies are disabled.

4. Advertising and Third-Party Services

The website may display advertisements or include services provided by external partners. These third parties may use their own cookies or tracking methods to:

– Deliver personalized advertisements
– Measure ad relevance and performance
– Provide analytics and content customization

Users may manage personalized advertising preferences via the settings offered by third-party service providers.

5. Purposes of Data Usage

Collected data may be used for:

– Operating, maintaining, and improving the website
– Analyzing performance and user metrics
– Personalizing the user experience
– Responding to communications sent via official channels
– Preventing fraud and ensuring platform security
– Fulfilling legal or regulatory obligations

Data are never used for purposes incompatible with this Privacy Policy.

6. Data Sharing

Lavoro e Credito does not sell, rent, or trade user data. However, data may be shared in the following circumstances:

– Compliance with legal, judicial, or governmental requirements
– Cooperation with service providers responsible for hosting, analytics, advertising, or technical operations, always limited to what is necessary
– Protection of rights, security, and legitimate interests

All data sharing is done with appropriate confidentiality and security safeguards.

7. Data Storage and Security

Industry-standard measures are applied to protect collected data, including secure servers, controlled access, and monitoring systems. However, no digital platform can guarantee absolute security.

8. User Rights

Depending on applicable legislation, users may request:

– Confirmation of whether their data is processed
– Access to personal data stored
– Correction of inaccurate or outdated information
– Deletion of personal data, where applicable
– Revocation of consent, when processing is based on consent
– Clarification about data handling practices

Requests must be sent to:

contact@lavoroecredito.com

9. External Links

The website may contain links to external third-party websites. Lavoro e Credito is not responsible for the content, security, or privacy practices of these external sites. Users should review their respective policies before providing any personal information.

10. Updates to this Policy

This Privacy Policy may be revised at any time. Updates take effect upon publication at https://www.lavoroecredito.com/. Users are encouraged to review this document periodically.

11. Contact for Privacy Matters

Questions or requests related to data protection should be directed to:

contact@lavoroecredito.com

Last update: 01/12/2025